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Author Archives: qfp-admin

How much super do I need to accumuate before I retire?

November 21st, 2012 | Superannuation, Self Managed Superannuation, Retirement, Financial Planning, Investment Advice You may be nearing retirement, or at this stage of your life it may be a fair way off.  Either way it’s important to plan ahead so that you can afford the retirement lifestyle you desire.  Not sure where to start?  Here’s […]

Self Managed Super Funds now largest and fastest growing, and most cost-effective

November 14th, 2012 | Self Managed Superannuation, Financial Planning, Investment Advice With investors abandoning retail and commercial super funds in the wake of the Global Financial Crisis and volatile stock markets, Self Managed Super Funds are quickly becoming one of the fastest growing sectors, with over 478,000 already established, according to the Australian Taxation Office.

Investing in property a popular SMSF strategy

October 31st, 2012 | Self Managed Superannuation, Financial Planning, Investment Advice, Property Advice. Investing in residential and commercial property for professionals and business owners is proving to be a popular self managed super fund strategy thanks in part to the change in borrowing rules and superannuants moving away from listed trusts, shares and managed investments.

SMSFs: Corporate or Individual Trustees? What you need to know

October 17th, 2012 | Self Managed Superannuation, Financial Planning, Investment Advice. Do you have a Self Managed Superannuation Fund or are you considering establishing one?  If the answer to either of these questions is yes you should consider having a corporate trustee for your self managed super fund. Asset protection and risk minimisation The primary […]

The Do’s and Don’ts of Self Managed Super Funds

October 3rd, 2012 | Self Managed Superannuation, Financial Planning, Investment Advice. Recent share market volatility has negatively affected many people’s superannuation savings – taking more control of your financial future may be just what the doctor ordered. Self Managed Super Funds (SMSFs) may seem complicated initially, particularly if you are not aware of current legislation.  […]

Estate planning – who will receive your super?

September 19th, 2012 | Estate Planning,  Superannuation Advice, Financial Planning, Investment Advice. Arguably your superannuation will be your second largest asset, second only to your home.  So who will receive your superannuation after you pass away? Under the SIS Act regulations and rules, it is the trustee of your superannuation fund that has the discretion […]

Important Changes in Super

September 5th, 2012 | Superannuation, Self Managed Superannuation, Financial Planning, Retirement Planning, Investment Advice. No doubt you’ve been reading the news, hearing the industry chatter and wondering what you need to do to prepare for the upcoming reforms in super. Changes to the superannuation guarantee In March this year, legislation was passed that will increase […]

Buying an Investment Property In Your SMSF – Important Things to Consider

August 8th, 2012 | Self Managed Superannuation, Financial Planning, Investment Advice, Estate Planning. ATO rule changes have seen a rush of SMSFs getting into property mainly due to changes introduced in 2007 that in effect allow funds to borrow to buy an asset.  By investing in property, and with the right strategies and advice, you […]